Disability Insurance
Protect yourself and your family from the devastating effects of a disability
Did you know that 50 percent of all home foreclosures result from a disability? Did you know that you are 3.5 times more likely to be disabled during your working career than you are to die during your working career? The Ohio State Bar Association Insurance Agency wants you to be prepared for the unexpected and is offering top quality “Own Occupation” disability insurance at significant savings for members only.
Plan Features
- “Own Occupation” definition of total disability for all specialties
- Optional residual disability
- Optional non-cancel-able and guaranteed renewable guarantees with your premium will not change prior to age 65
- Up to $15,000 per month available based on earnings
- Up to $4,000 available to attorneys with no income documentation during your first two years of practice
- Lifetime benefits available
- Females save even more
If you are interested in more disability insurance or a review of your existing coverage, contact the OSBA Insurance Agency, and we will have one of our disability insurance specialists review your needs and provide you with a no-obligation quote. It can mean the difference between staying open and closing your doors, allow you to maintain goodwill with your customers, vendors and creditors, and help retain your business value.
1 Reimbursement options include 70%, 80%, 90%, a 50% option for MetGen policies and a 65% option for IAIC policies only. Pet age restrictions may apply.
2 For IAIC policies, optional Preventive Care coverage is based on a Schedule of Benefits. For MetGen policies, optional Preventive Care coverage is included in the annual limit.
3 When using multiple discounts, discounts cannot exceed 30%. Each discount may not be available in all states. Please contact MetLife Pet for further details.
Coverage issued by Metropolitan General Insurance Company ("MetGen"), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company ("IAIC"), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations, and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC ("MetLife Pet") for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois). L0723033370[exp0525][All States][DC]
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