Group/Firm
Health Insurance
The OSBA Insurance Agency recognizes that you need to provide the best possible group health care coverage to your
employees.
Whether you have a group of two or more, our goal is to offer flexible affordable insurance plans that make world-class health care attainable for your practice. We offer a wide variety of Affordable Care Act (ACA) Compliant PPO Plans with a broad range of deductibles and co-insurance, including Health Savings Account (HSA) compatible plans.
There is a participation requirement that 50 percent of all eligible* employees must apply for coverage. The remaining
employees can waive coverage if they have a valid waiver, such as coverage through a spouse or Medicare.
1 Reimbursement options include 70%, 80%, 90%, a 50% option for MetGen policies and a 65% option for IAIC policies only. Pet age restrictions may apply.
2 For IAIC policies, optional Preventive Care coverage is based on a Schedule of Benefits. For MetGen policies, optional Preventive Care coverage is included in the annual limit.
3 When using multiple discounts, discounts cannot exceed 30%. Each discount may not be available in all states. Please contact MetLife Pet for further details.
Coverage issued by Metropolitan General Insurance Company ("MetGen"), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company ("IAIC"), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations, and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC ("MetLife Pet") for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois). L0723033370[exp0525][All States][DC]
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