This is a continuing series in which we address policy coverage questions that we routinely discuss with you and your colleagues. The answers provided are based on the basic policy form, currently LPLP-1t; refer to your specific policy and any endorsements attached thereto that may change coverage or the answers provided. As you should expect, these Q&A scenarios are based on simple hypotheticals. Coverage determinations for an actual claim are ultimately based on the unique facts, applicable law, and the Terms, Conditions, Limitations, Exclusions, and Endorsements of your policy.

I volunteered for a non-profit that provides services on a pro bono basis, am I covered?

Yes! The OBLIC policy defines “Professional Services” as including volunteer services provided on behalf of the OSBA, local Bar associations, and any non-profit organization that provides legal services on a pro-bono basis. Rest assured that when your good deed is punished by that pro-bono client, and there is no coverage provided by the non-profit, your OBLIC policy will respond.